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Powered by FDIC insured Bank of England mortgage

NMLS # 418481
Personal LO Number 005951.001

6784 Loop Rd, Ste 208, Centerville, OH 45458

(937) 815-1423

 

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Your Dependable Ally for Mortgage Loans in Miamisburg, OH

Buying a home is a life-changing experience. It is the culmination of your hard work and the realization of your dreams. As one of the most important investments of your life, it can be a daunting task trying to get through the home buying process--let alone securing the financing for it. For this reason, it is important to work with an agent who can help you find the best mortgage loans in Miamisburg, OH, for your situation.

With Team Hakanson, you never have to make home buying and financing decisions alone. Get the appropriate mortgage loan for you at the best rates and fees. This will save you significant money up-front and throughout the years as you pay for your home.

By working with our experienced home financing agents, you will gain the resources and assistance you need to make smart home buying. Our team has extensive experience, and we get to know about you and your situation. By finding the financing solutions that work for you, we empower you to find the property of your dreams. Whether you wish to move into a new home or want to build something grand from the ground up, we’re here to turn your dreams into reality.


Assisting You With Your Mortgage Checklist in Miamisburg, OH

Loan Programs

Everyone is unique. Therefore, you deserve service that is best suited to your situation. You may count on us as your home buying and financing ally. Our team is knowledgeable about many different mortgage loan programs. You may qualify for one or more financing programs that will make it easier to purchase your ideal property.

It all begins with a consultation. We’ll learn about your situation and find the loan programs that are most appropriate for you. Then, we’ll help you secure financing. There are many options available. Below is a sampling of a few of them:

  • Conventional—Popular product for homebuyers with great credit and money to put down (620 or better credit score).
  • FHA—Great alternative for homebuyers with lesser buying power (580 or better credit score).
  • VA—Favorable interest rate and loan terms for military personnel (620 or better credit score).
  • USDA—Government-backed loans for rural housing (640 or better credit score).
  • Jumbo/Super Jumbo—Jumbo loans are over $417,000 and Super Jumbo loans exceed $650,000.
  • FHA Streamline Refinance—Simplest and fastest way to obtain an
  • FHA loan.
  • FHA 203(k) Renovation—Quick and easy loan option for home renovations.
  • HARP—The Home Affordable Refinance Program ("HARP") allows underwater homeowners who are current on their Freddie Mac- or Fannie Mae-owned mortgages to refinance at the current rate
  • Doctors ONLY loan 97% financing.
  • Construction FHA and Conventional 1 time close min 3.5% down.
  • Loan recast options after closing (reduces payment).
  • Under the VA loan program those are down to 580 credit scores.

Mortgage Checklist

Mortgage home loans are commitments. Choose financing professionals who are committed to helping you attain success. Our experienced agents will assist you in applying for a home loan and finding payment options that best fit your situation.

If you have any questions or concerns, we are happy to discuss them with you. The following information is usually required during the loan process:

  • Your Social Security number.
  • Current pay stubs or, if self-employed, your tax returns for the past two years.
  • Bank statements for the past two months.
  • Investment account statements for the past two months.
  • Life insurance policy.
  • Retirement account statements for the past two months.
  • Make and model of vehicles you own and their resale value.
  • Credit card account information.
  • Auto loan account information.
  • Personal loan account information.

If you currently own real estate:

  • Mortgage account information.
  • Home insurance policy information.
  • Home equity account information (if applicable).

Contact us  to begin discussing your mortgage loan options. We are located in Miamisburg, OH, and serve Dayton and the surrounding area.

Helping You Find a Mortgage Loan in Miamisburg, OH

Bank of England Mortgage Equal Housing Lender

Find the Home of Your Dreams with Team Hakanson.

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